Post office saving schemes

Hi friends,many of us looking for risk free investment so i am here to tell you risk free investment which is offered by post office . 

             Interest rate of following scheme is revised by quarterly basis  So before making any investment ,get to know the interest details then go for investment.

       Post Office offer 9 small saving income scheme that are listed below

1.Post office saving account

                   This scheme offer 4 percent interest.

2.Post office recurring deposit Account

         This scheme offer 5.8% interest.

         Tenure: 5 Yrs

3 Post office time deposit Account

           1 Yr scheme offer: 5.5%Interest

           2 yr scheme  offer 5.5% interest

          3 yr scheme offer 5.5% interest

          5 yr schme offer 6.7% interest

4.Post office monthly scheme Account(MIS)

               This scheme offer 6.6% interst

                 Locking periods:5 Yrs

5.Senior citizen saving scheme

                This scheme offer 7.4 % interest

                   Tenure: 5 Yrs

6.  Public provident fund account

       This scheme offer 7.1%  interest

           Tenure: 15 Yrs

7.National saving certificate(NSC)

        This scheme offer 6.8 interest

          Tenure: 5 Yrs

8.Kisan Vikas Patra

   This scheme offer  6.9% Interest

             Tenure: 9 yrs and 5 months

9.Sukanya samridhi account

             This scheme offer 7.6% interest

               Tenure: 21 yrs